AI Can Optimize the Process—But Only Humans Can Earn Trust

May 11, 2026

Artificial intelligence is reshaping revenue cycle management—and for good reason. Smarter segmentation, faster workflows, more consistent outreach. The efficiency gains are real. 

But there’s a truth that efficiency alone can’t address: when it comes to patient finances, trust is what drives resolution. And trust is still built by people. 

Not All Patients Respond the Same Way 

Medical billing is emotionally charged for most patients—and for some, it’s genuinely frightening. Older patients, those in Medicare-heavy communities, and individuals who already carry anxiety around healthcare costs are among the least likely to respond to automated outreach. For these populations, an unexpected automated message doesn’t just go unanswered. It can be the reason they disengage entirely. 

Automated dialer systems have a clear role in high-volume, low-balance accounts—the economics make sense. But applying them uniformly across all patient segments is where organizations run into trouble. When response rates stay persistently low on a particular group despite repeated attempts, the data is telling you something: it’s time to get a real person on the line. 

Introducing the Revenue Enterprises Virtual Agent 

Revenue Enterprises recently launched a Virtual Agent to support inbound Patient Financial Services calls. It handles common billing tasks—making payments, setting up payment plans, verifying account information, checking balances—with the goal of reducing wait times and freeing up representatives to focus on more complex patient needs. 

Critically, it’s designed with a human fallback at every step. Patients can request a live representative at any point simply by saying so, and the call transfers immediately. If the system can’t verify a patient’s information, it routes directly to the Patient Financial Services team. For patients who feel uneasy with automated systems, that seamless handoff isn’t a nice-to-have—it’s the whole point. 

The Moments That Require a Human 

When a patient finally engages—after weeks of silence, or after receiving a bill they don’t understand—that moment is a trust inflection point. They’re not looking for a system-generated response. They want clarity, empathy, and someone who can help them find a path forward. 

Patients don’t resolve balances with systems. They resolve them with people they trust. 

A well-trained representative can de-escalate anxiety, translate complex billing into plain language, and identify the real barrier to payment. That kind of interaction doesn’t just feel better—it produces measurably better outcomes. 

The Right Balance 

The goal isn’t to choose between AI and human engagement. It’s to align them—using automation where the data supports it and deploying human connections where the patient needs it most. At Revenue Enterprises, that means building systems smart enough to know the difference. 

Interested in how Revenue Enterprises balances AI efficiency with patient-centered care? Reach out at Sales@RevenueEnterprises.com.

Karie Bostwick

VP of People and Compliance

As VP of People and Compliance at Revenue Enterprises, Karie Bostwick oversees People functions including recruiting, training, onboarding, engagement and satisfaction. Additionally, she is responsible for compliance training, oversight and monitoring.

Karie has a long history of working in the revenue cycle support industry. Her skills span leadership, operations start up, policies and procedures development, operations workflow, budgeting and client management.

She is passionate about the experience of our people, patients and the Healthcare clients we serve and believes that a team of diverse, talented and motivated individuals working together toward a common goal can make a difference.

Robert Sterett

VP of Information Technology

As a transformational leader Robert Sterett has leveraged his 20 years of experience to build effective service lines and exceptional teams. In his role as VP of Information Technology at Revenue Enterprises, Robert excels at taking a unique, balanced, and strategic approach to technology leadership with people first for the best possible outcome. Using his experience from engineering, project management and service line management he takes a multi-faceted approach to ensure the right people are in the correct position coupled with the best technology to meet or exceed all expectations from security to compliance and business continuity.

Robert’s leadership style lends itself to building long term relationships and has consistently been a relied upon strength in many organizations. Over Robert’s time as an IT operational and project leader, he has spent significant time in both hands-on technology facing roles and client centric management roles to bring the best solutions that strive to meet the business and client needs.

Focusing heavily on his personal development skills and opportunities, Robert continues to foster coaching and mentorship relationships everywhere in his life, and the lives around him.

Douglas Dunbar

VP of Sales & Marketing

As VP of Sales and Marketing for Revenue Enterprises, Douglas Dunbar leads with a passion for building strategic partnerships, nurturing relationships, and upholding customer service excellence. In his role, Doug focuses on marketing and brand strategy, sales team leadership, and working closely with members of the management team to best serve company goals.

Doug has over 28 years of National sales and marketing call/contact center leadership, with 10 years of service specifically at Revenue Enterprises. Currently, Doug serves as part of Wyoming HFMA Chapter leadership and has held various roles in Colorado HFMA Chapter leadership for over 9 years.

In his spare time, Doug is very family oriented. Additionally, he loves traveling, cycling, golfing, fishing, hunting, and boating.

Kris Brumley, MBA

President & COO

As President & COO of Revenue Enterprises, Kris Brumley is a collaborative partner within the executive team and a leader for operational functions across the organization. Kris productively shares vision, drives innovation, and supports those around her in a way that elevates them and fosters continuous improvement and results. She has helped create a supportive environment for clients resulting in 98% client retention and a 65% NPS score for all clients and 75% for top clients by revenue.

Kris possesses an MBA in data analytics and has twenty-five years of experience in the healthcare industry, with 19 specifically in revenue cycle. She brings a wealth of customer service experience to her role and has worn many hats at Revenue Enterprises including Director of Business Development, EBO Division Director, and VP of Client Experience Management.

In her personal life, Kris is as busy outside of work as inside. She values spending time with her family, and enjoys fishing, hiking, traveling and interior decorating and design.

Timothy (Tim) Brainerd

CEO

As CEO of Revenue Enterprises for almost 20 years, Tim Brainerd leads by example. He promotes a shared vision and stewards a culture of Integrity, Passion, and Respect. He has assembled and empowered high-performing talent and teams to support customers, facilitate strategic planning and manage the capital of the company. Under his leadership, Revenue Enterprises has doubled in size three times over the past fifteen years while maintaining a culture of caring and gratefulness.

Tim has close to four decades of revenue cycle experience, including nineteen years with RSI
Enterprises. He has been a past president of Colorado Chapter of the HFMA and a presenting speaker on the topic of Leadership. He is a fifteen-year member of Vistage International, the world’s largest CEO coaching and peer advisory organization for small and midsize business leaders.

Raised in the Midwest, Tim values humble principles like being respectful, caring, passionate, self-reliant, and most importantly grateful. His most important lesson and the lesson he hopes to pass on in all relationships is living the Golden Rule–do unto others as you would have them do unto you. He is intentional in his choices and believes in making decisions, taking action, being accountable, and loving your neighbors.

Whenever possible, Tim spends his time with his wife of nearly forty years, his adult children, and his grandchildren. His hobbies include fishing, golfing, traveling as well as game nights and sharing great food with his family.